If you are after partying late at night and you are offered a lift home in a car being driven by a Friend, who you suspect is not insured to drive the car,, what should you do? .
The answer is that you should instead take a taxi. If you are injured by the careless driving of your Friend, you cannot claim if you knew that your Friend was uninsured; you can claim if you were not so aware.
This is an area of law that the courts are becoming stricter on and which can be tragic for a passenger who suffers serious injury.